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How much should I allow on top of the purchase price for costs/expenses?
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As a rule of thumb, allow for between 10% and 12% of the purchase price as costs. These are as follows:

 

  • IVA (or transfer tax) 7% (Payable with each staged payment)
  • Stamp Duty 1% (Payable on completion)
  • Notary & Land Registry Fees, approx. 2 to 3% (Payable on completion)
  • Legal Fees 1%
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